AFA Blog

New Retirement Contribution Limits for 2023

New Retirement Contribution Limits for 2023
New Retirement Contribution Limits for 2023 The Internal Revenue Service (IRS) has released new limits for certain retirement accounts for the coming year. After months of high inflation and financial uncertainty, some of these cost-of-living-bas...
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All Muni Bonds Are Not Created Equal

All Muni Bonds Are Not Created Equal
All Muni Bonds Are Not Created Equal The city of Detroit emerged from bankruptcy in 2014. Still, its previous inability to pay investors left some questioning their long-held assumption about the relative safety of municipal bonds. Without questi...
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How Income Taxes Work

How Income Taxes Work
How Income Taxes Work The Internal Revenue Service estimates that taxpayers and businesses spend about 8 billion hours a year complying with tax-filing requirements. To put this into perspective, if all this work were done by a single company, it...
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A Look at Diversification

A Look at Diversification
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Earnings for All Seasons

Earnings for All Seasons
Earnings for All Seasons While nature offers four seasons, Wall Street offers only one – four times a year. It’s called “earnings season,” and it can move the markets. So, what is earnings season and why is it important? Earnings season is th...
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End-of-the-Year Money Moves 2022

End-of-the-Year Money Moves 2022
End-of-the-Year Money Moves 2022 Here are some things you might consider before saying goodbye to 2022.   Provided by American Financial Group   What has changed for you in 2022? This year has been as complicated as learning a new d...
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Should We Reconsider What "Retirement" Means

Should We Reconsider What "Retirement" Means
Should We Reconsider What “Retirement” Means?   The notion that we separate from work in our sixties may have to go.   Provided by American Financial Group   An executive transitions into a consulting role at age 62 and stops ...
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Should You Prepare to Retire on 80% of Your Income?

Should You Prepare to Retire on 80% of Your Income?
Should You Prepare to Retire on 80% of Your Income? Examining a long-held retirement assumption. Provided by American Financial Group A classic retirement preparation rule states that you should retire on 80% of the income you earned in y...
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Required Minimum Distributions 101

Required Minimum Distributions 101
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Mixed Signals on Inflation This Month

Mixed Signals on Inflation This Month
Mixed Signals on Inflation What to know as markets look forward. Provided by American Financial Advisors, LLC Are you having a tough time keeping track of inflation's mixed signals? You’re not alone. Consumer prices in July climbed at...
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90 Hits

Buying Low

Buying Low
Buying Low A market downturn can have a potential upside for the retirement savers. Provided by American Financial Advisors You wake up, and markets are down. Wall Street has turned pessimistic, and the gloom seems pervasive. The good new...
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The Retirement Reality Check for 2022

The Retirement Reality Check for 2022
THE RETIREMENT REALITY CHECK Little things to keep in mind for life after work.  Provided by American Financial Advisors, LLC.     Decades ago, there was a book entitled What They Don’t Teach You at Harvard Business School. Perhaps so...
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205 Hits

Care for a COLA with Your Social Security?

Care for a COLA with Your Social Security?
Care for a COLA with Your Social Security? Provided by American Financial Advisors, LLC.   As you might have heard, people are talking about a big bump in Social Security benefits next year.   The Senior Citizens League says payme...
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182 Hits

Couples Retiring on the Same Page

Couples Retiring on the Same Page
Couples Retiring on the Same Page Agreeing about what you want from retirement is crucial. Provided by American Financial Advisors, LLC.      What does a good retirement look like to you? Does it resemble the retirement that your spou...
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186 Hits

Summertime Checkup

Summertime Checkup
Summertime Checkup Provided by American Financial Advisors, LLC.   Summer’s here, and the time is right for vacations, outdoor activities, and fun. It’s also a good time to consider a few financial matters. Here are some questions to ask ...
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130 Hits

3 Shrewd Maneuvers in a Down Market

3 Shrewd Maneuvers in a Down Market
3 Shrewd Maneuvers in a Down Market Provided by American Financial Advisors, LLC.     It’s natural to think “defense” during a bearish market season. But why not mix in some “offense” with your defense? Here are three moves we can dis...
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136 Hits

Should You Downsize for Retirement?

Should You Downsize for Retirement?
Should You Downsize for Retirement? Some retirees save a great deal of money by doing so; others do not. Provided by American Financial Advisors, LLC.   You want to retire, and you own a large home that is nearly or fully paid off. Th...
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145 Hits

Rehearsing for Retirement

Rehearsing for Retirement
Rehearsing for Retirement Try living as a “retiree” for a month or two before you commit to leaving your career. Provided by American Financial Advisors, LLC.   Imagine if you could preview your retirement in advance. In a sense, you ...
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Creating a Retirement Strategy

Creating a Retirement Strategy
Creating a Retirement Strategy Most people just invest for the future. You have a chance to do more. Provided by American Financial Advisors, LLC.    Across the country, people are saving for that “someday” called retirement. Someday,...
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171 Hits

The Behavior Gap and Your Financial Health

The Behavior Gap and Your Financial Health
The Behavior Gap and Your Financial Health How might it affect you? Provided by American Financial Advisors, LLC.   “It turns out my job was not to find great investments but to help create great investors,” writes Carl Richards, auth...
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Are You Looking to Retire Within the Next 5 Years?

Are You Looking to Retire Within the Next 5 Years?
Are You Retiring Within the Next 5 Years? What to focus on as the transition approaches Provided by American Financial Advisors, LLC.   You can prepare for the transition years in advance. In doing so, you may be better equipped to ma...
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202 Hits

Breaking Down the Great Resignation

Breaking Down the Great Resignation
Breaking Down the Great Resignation Provided by American Financial Advisors, LLC.   Lately, the "Great Resignation" has led many Americans to leave their jobs for other opportunities, while others have chosen a different path: early retir...
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152 Hits

Inflation Creeping into Personal Finances

Inflation Creeping into Personal Finances
  Inflation Creeping into Personal Finances Provided by American Financial Advisors, LLC.     If you have a balance on a credit card or an adjustable rate mortgage, you might be noticing changes in your payments. Higher interest r...
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202 Hits

What’s This Talk About a Recession?

What’s This Talk About a Recession?
  What’s This Talk About a Recession?   Provided by American Financial Advisors, LLC.     In recent weeks, the word recession has started creeping into business news and financial market coverage.   Is that cause for a...
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169 Hits

Getting (Mentally) Ready to Retire

Getting (Mentally) Ready to Retire
Getting (Mentally) Ready to Retire Even those who have saved millions must prepare for a lifestyle adjustment. Provided by American Financial Advisors, LLC.   A successful retirement is not merely measured in financial terms. Even tho...
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227 Hits

Why Don’t All Affluent People Become Wealthy?

Why Don’t All Affluent People Become Wealthy?
Why Don’t All Affluent People Become Wealthy? Perception, hesitation, & poor decisions are factors.   Provided by American Financial Advisors, LLC.                         Why do some people let their potential for lifetime wealth sli...
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306 Hits

Are You Retiring Within the Next 5 Years?

Are You Retiring Within the Next 5 Years?
Are You Retiring Within the Next 5 Years? What to focus on as the transition approaches Provided by American Financial Advisors, LLC.   You can prepare for the transition years in advance. In doing so, you may be better equipped to ma...
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173 Hits

How Market Cycles Can Impact Retirements

How Market Cycles Can Impact Retirements
How Market Cycles Can Impact Retirements Sequence of returns can play a role in your overall portfolio. Provided by American Financial Advisors, LLC.   A thoughtful retirement strategy may help you pursue your many retirement goals. T...
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152 Hits

States Are Requiring Retirement Plans

States Are Requiring Retirement Plans
States Are Requiring Retirement Plans Will new mandates solve an old financial problem? Provided by American Financial Advisors, LLC   Too many Americans save too little for retirement. This problem has been discussed for decades in a...
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Major Risks to Family Wealth

Major Risks to Family Wealth
Major Risks to Family Wealth Protect your family assets for future generations. Provided by American Financial Advisors, LLC   All too often, family wealth fails to last. One generation builds a business—or even a fortune— lost in the...
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166 Hits

Taking Charge of Your Financial Life

Taking Charge of Your Financial Life
Taking Charge of Your Financial Life 
Delegating responsibilities to others may lead to problems down the road. Provided by American Financial Advisors, LLC   When you are putting together a household, it isn’t unusual to delegate res...
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191 Hits

Retirement Preparation Mistakes

Retirement Preparation Mistakes
Retirement Preparation Mistakes Why are they made again and again? Provided by American Financial Advisors, LLC   Much is out there about the classic financial mistakes that plague start-ups, family businesses, corporations, and chari...
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249 Hits

Updated Premiums and Deductibles for Medicare

Updated Premiums and Deductibles for Medicare
Updated Premiums and Deductibles for Medicare Higher than normal. Provided by American Financial Advisors, LLC   Medicare’s premiums and deductibles have seen a larger-than-expected rise this year. For example, Medicare Part B monthly...
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321 Hits

RMDs Get a Small Reprieve

RMDs Get a Small Reprieve
RMDs Get a Small Reprieve 
2022 brings new life expectancy tables. Provided by American Financial Advisors, LLC   For the first time in nearly 20 years, the IRS has released updated actuarial or life expectancy tables. Those who take ...
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294 Hits

Fed Gives Clear Signal About Interest Rates

Fed Gives Clear Signal About Interest Rates
Fed Gives Clear Signal About Interest Rates Rate increases could come as soon as March Provided by American Financial Advisors, LLC   The Federal Reserve met in mid-January, and clarified its position on monetary policy, providing the...
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271 Hits

A U.S. Treasury Bond That Yields 7%? Really? YES.

A U.S. Treasury Bond That Yields 7%? Really? YES.
A U.S. Treasury Bond That Yields 7%? Really? YES.   Provided by American Financial Advisors, LLC   Much has been written about inflation this year – and no doubt, you have also read an article or two about inflation’s silver lining, t...
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234 Hits

IRA Deadlines Are Approaching

IRA Deadlines Are Approaching
IRA Deadlines Are Approaching Here is what you need to know. Provided by American Financial Advisors, LLC   Financially, many of us associate the spring with taxes – but we should also associate December with important IRA deadlines. ...
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260 Hits

Outlook for 2022

Outlook for 2022
Outlook for 2022 It’s a new year, full of new possibilities for what may lie ahead. Provided by American Financial Advisors, LLC    By any measure, 2021 was a strong year for investors. But what’s in store for 2022? From our perspecti...
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278 Hits

The Power of the Consumer

The Power of the Consumer
  The Power of the Consumer In recent months, consumer confidence has been falling. Provided by American Financial Advisors, LLC   A confident consumer can be a powerful ally in any economy. But when the consumer starts to have qu...
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289 Hits

2022 Contribution Limits

2022 Contribution Limits
2022 Contribution Limits 
Is it time to contribute more? Provided by American Financial Advisors, LLC   Preparing for retirement just got a little more financial wiggle room. This week, the Internal Revenue Service (IRS) announced new...
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336 Hits

Is Inflation Peaking?


Is Inflation Peaking?

Is Inflation Peaking? 
One lesser-known indicator is called the Baltic Dry Index. Provided by American Financial Advisors, LLC   You see it in prices at the grocery store and the gas station. You feel it in your monthly budget. So why...
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276 Hits

End-of-the-Year Money Moves

End-of-the-Year Money Moves
End-of-the-Year Money Moves  Here are some things you might consider before saying goodbye to 2021. Provided by American Financial Advisors, LLC.   What has changed for you in 2021? For some, this year has been as complicated as learn...
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262 Hits

Cash Alternatives for Charitable Giving

Cash Alternatives for Charitable Giving
Cash Alternatives for Charitable Giving Thinking about donating? Think of these choices. Provided by American Financial Advisors, LLC.   The year is winding down, and you may be thinking of giving. In fact, you may want to explore the...
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292 Hits

Wise Decisions with Retirement in Mind

Wise Decisions with Retirement in Mind
Wise Decisions with Retirement in Mind Certain financial & lifestyle choices may lead you toward a better future. Provided by American Financial Advisors, LLC.   Some retirees succeed at realizing the life they want; others don’t. Fat...
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291 Hits

The Social Security Administration Announces 2022 COLA

The Social Security Administration Announces 2022 COLA
The Social Security Administration Announces 2022 COLA 
5.9% is the biggest COLA increase in decades. Provided by American Financial Advisors, LLC.   On October 13, 2021, the Social Security Administration (SSA) officially announced t...
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313 Hits

2022 Financial To-Do List


2022 Financial To-Do List

2022 Financial To-Do List
 Things you can do for your future as the year unfolds. Provided by American Financial Advisors, LLC.   What financial, business, or life priorities do you need to address for the coming year? Now is an excel...
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301 Hits

Are Your Taxes Going to Change?

Are Your Taxes Going to Change?
Are Your Taxes Going to Change? Wise investors take the “big picture” view. Provided by American Financial Advisors, LLC.   Most likely, you’ve heard what’s brewing in Washington, D.C., called by one of these names.   The Buil...
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335 Hits

The Underutilized Benefits of a Health Savings Account

The Underutilized Benefits of a Health Savings Account
The Underutilized Benefits of a Health Savings Account Tax benefits and new contribution limits. Provided by American Financial Advisors, LLC.   Healthcare can be one of the priciest yet essential parts of life’s journey. And yet, man...
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340 Hits

The Best, the Brightest, and Inflation

The Best, the Brightest, and Inflation
The Best, the Brightest, and Inflation The Fed may be ready to alter course. Provided by American Financial Advisors, LLC.   If you are feeling a bit confused about the direction of inflation, you’re in good company. Some of the best ...
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352 Hits

Fed Rescues September

Fed Rescues September
Fed Rescues September Bond purchases may end entirely by the middle of 2022. Provided by American Financial Advisors, LLC.   A funny thing happened in the investment markets the other day. September was living up to its reputation as ...
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