AFA Blog

Investor Sentiment Is Shifting

Investor Sentiment Is Shifting
Investor Sentiment Is Shifting This year, markets have experienced an odd phenomenon. Provided by American Financial Advisors   A recent survey shows that 63% of investors are more interested in protecting their financial assets and p...
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2021 Retirement Confidence Survey

2021 Retirement Confidence Survey
2021 Retirement Confidence Survey A deep dive into workers' expectations in retirement versus actual income sources. Provided by American Financial Advisors   Will your retirement dreams match your reality?   That's perhaps th...
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Guarding Against Identity Theft

Guarding Against Identity Theft
Guarding Against Identity Theft Take steps so criminals won’t take vital information from you. Provided by American Financial Advisors    America is enduring a data breach problem. As many workers traded in the office for remote work,...
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Qualified Charitable Distributions

Qualified Charitable Distributions
Qualified Charitable Distributions A choice for I.R.A. owners who want to reduce taxes linked to I.R.A. distributions. Provided by American Financial Advisors   Do you have an I.R.A.? As you enter your 70s, you may start to look at th...
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The American Rescue Plan Makes FSAs a Little More Flexible

The American Rescue Plan Makes FSAs a Little More Flexible
The American Rescue Plan Makes FSAs a Little More Flexible The act boosts the amount that companies can allow workers to deposit. Provided by American Financial Advisors   For those with a Dependent Care Flexible Spending Account (FSA...
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Investing During Periods of Inflation

Investing During Periods of Inflation
Investing During Periods of Inflation What does inflation mean for your investments? Provided by American Financial Advisors   In August of 2020, the Fed announced that it is willing to allow inflation to run higher than normal in ord...
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It’s All About Bonds

It’s All About Bonds
It’s All About Bonds Long bond yields may increase for several reasons. Provided by American Financial Advisors   There’s an old Wall Street maxim that says, “markets climb a wall of worry.” And these days, there’s plenty to worry abo...
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Tax Efficiency in Retirement

Tax Efficiency in Retirement
Tax Efficiency in Retirement What role should taxes play in your investment decisions? Provided by American Financial Advisors      Will you pay higher taxes in retirement? Do you have a 401(k) or a traditional IRA? If so, you will re...
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The New Inherited I.R.A. Rules

The New Inherited I.R.A. Rules
The New Inherited I.R.A. Rules Do you know what has changed for I.R.A. beneficiaries? Provided by American Financial Advisors   New inherited I.R.A. rules took effect on January 1, 2020. The Setting Every Community Up for Retirement E...
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254 Hits

The Shadow of Inflation

The Shadow of Inflation
The Shadow of Inflation How could recent legislation impact the economy? Provided by American Financial Advisors   We are sure you’ve heard that the House recently passed the Senate another round of stimulus to try and counteract the ...
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Economic Predictions: What Lies Ahead?

Economic Predictions: What Lies Ahead?
Economic Predictions: What Lies Ahead? Here’s what the financial forecast may have in store. Provided by American Financial Advisors   It can be easy to overlook the nation’s solid economic fundamentals when the financial media splash...
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Oil Prices on the Move

Oil Prices on the Move
Oil Prices on the Move What to know about the recent rally. Provided by American Financial Advisors   At this time last year, it was still unknown that a deadly global pandemic was on the rise, eventually stalling economic growth and ...
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Will Updated I.R.S. Tables Create an Opportunity for Retirees?

Will Updated I.R.S. Tables Create an Opportunity for Retirees?
Will Updated I.R.S. Tables Create an Opportunity for Retirees? Life expectancy table updated for the first time since 2002. Provided by American Financial Advisors   If you are retired and have reached your seventies, you may have the...
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305 Hits

Earnings Season Gets Underway

Earnings Season Gets Underway
Earnings Season Gets Underway Quarterly financial reports are here. Provided by American Financial Advisors   Every few months, you may hear the phrase “earnings season” as you listen to financial news.   But what exactly is “...
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Tax Filing Season Is a Little Later This Year

Tax Filing Season Is a Little Later This Year
Tax Filing Season Is a Little Later This Year What to know and dates to remember Provided by American Financial Advisors   Recently, the Internal Revenue Service (I.R.S.) announced that tax season will start a little later than usual....
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Distributions from Mutual Funds

Distributions from Mutual Funds
Distributions from Mutual Funds Watch Your December Statements. Provided by American Financial Advisors   This time of year, you might glance at an account statement and see there has been an adjustment. But there may not be any cause...
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Navigating Your Required Minimum Distribution

Navigating Your Required Minimum Distribution
Navigating Your Required Minimum Distribution Understand the IRS’s calculations and tables. Provided by American Financial Advisors   As much as you would like to, you can’t keep your money in your retirement account forever. Thes...
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2020 IRA Deadlines Are Approaching

2020 IRA Deadlines Are Approaching
2020 IRA Deadlines Are Approaching Here is what you need to know. Provided by American Financial Advisors    Financially, many of us associate April with taxes – but we should also associate April with important IRA deadlines.    ...
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5 Highlights of the New Stimulus Package

5 Highlights of the New Stimulus Package
5 Highlights of the New Stimulus Package What the latest round of funding may mean for you. Provided by American Financial Advisors   After a bit of political posturing in December, the $900 billion Consolidated Appropriations Act of ...
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Interest Rates and Your Mortgage

Interest Rates and Your Mortgage
Interest Rates and Your Mortgage What you need to know. Provided by American Financial Advisors   With the Federal Reserve keeping interest rates at or near zero, you may wonder about your mortgage. Is it a good time to refinance or e...
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Does Main Street Need a Wall Street Strategy?

Does Main Street Need a Wall Street Strategy?
Does Main Street Need a Wall Street Strategy? How will the self-employed strategize for retirement? Provided by American Financial Advisors   As Wall Street pushes higher, a pandemic-weary Main Street is relearning how to manage cash ...
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Coronavirus Vaccines and the Economy

Coronavirus Vaccines and the Economy
Coronavirus Vaccines and the Economy Hopeful markets react. Provided by American Financial Advisors   As the United States sees a rise in cases of COVID-19 across the nation, news of two promising vaccines out of hundreds being tested...
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Managing Money as a Couple

Managing Money as a Couple
Managing Money as a Couple What are the keys to prepare to grow wealthy together? Provided by American Financial Advisors   When you marry or simply share a household with someone, your financial life changes—and your approach to mana...
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How and When to Sign Up for Medicare

How and When to Sign Up for Medicare
How and When to Sign Up for Medicare Breaking down the enrollment periods and eligibility. Provided by American Financial Advisors   Medicare enrollment is automatic for some. For those receiving Social Security benefits, the coverage...
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How Medigap Choices Have Changed

How Medigap Choices Have Changed
How Medigap Choices Have Changed What you need to know about Plan F and Plan G. Provided by American Financial Advisors   As many may recall, seniors who previously enrolled in Medicare are facing some changes. Medigap Plan F might no...
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241 Hits

Election 2020

Election 2020
Election 2020 Preparing for Any Outcome. Provided by American Financial Advisors   As the U.S. presidential election draws near, expect to see more and more headlines that propose, "What will happen next if this person is elected?" or...
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2020 Financial To-Do List

2020 Financial To-Do List
2020 Financial To-Do List Things you can do for your future as the year unfolds. Provided by American Financial Advisors   What financial, business, or life priorities do you need to address for the coming year? Now is an excellent ti...
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Year-End Estate Strategies

Year-End Estate Strategies
Year-End Estate Strategies What you need to know to get ready for the end of the year. Provided by American Financial Advisors   With one year ending and a new one on the cusp of starting, many people will consider their resolutions—n...
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Facts About Medicare Open Enrollment

Facts About Medicare Open Enrollment
Facts About Medicare Open Enrollment How much do you know about the different coverage options? Provided by American Financial Advisors   Medicare’s open enrollment period runs from October 15 to December 7. If you are enrolling in Me...
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Extraordinary Times Mean Extra Federal Debt

Extraordinary Times Mean Extra Federal Debt
Extraordinary Times Mean Extra Federal Debt Federal borrowing has increased due to the coronavirus pandemic. Provided by American Financial Advisors   America’s debt is now nearly as large as its economy. On September 2, the Congressi...
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333 Hits

Why Regular Rebalancing Makes Sense

Why Regular Rebalancing Makes Sense
Why Regular Rebalancing Makes Sense  Your investment portfolio may be off-kilter, and you may not even know it. Provided by American Financial Advisors   Everyone loves a winner. If an investment is successful, most people naturally w...
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413 Hits

Is Inflation On The Rise?

Is Inflation On The Rise?
Is Inflation On The Rise? What to keep in mind regarding the recent CPI numbers. Provided by American Financial Advisors   Right now, many Americans are worried about their financial health due to the impact COVID-19 has had on the co...
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Why Roth IRA Conversions May Now Be Advantageous

Why Roth IRA Conversions May Now Be Advantageous
Why Roth IRA Conversions May Now Be Advantageous Thanks to a couple of factors, some investors are thinking about this move before 2020 ends. Provided by American Financial Advisors   Roth IRAs have attracted retirement savers since t...
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Dow 30 Changes Its Starting Lineup

Dow 30 Changes Its Starting Lineup
Dow 30 Changes Its Starting Lineup What you should know about the change. Provided by American Financial Advisors   The Dow Jones Industrial Average (DJIA), one of the most widely followed stock market indices, has made some key chang...
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How Much Money Will You Need for Retirement?

How Much Money Will You Need for Retirement?
How Much Money Will You Need for Retirement? It depends on your goals, time horizon, and risk tolerance. Provided by American Financial Advisors, LLC   "Will I outlive my retirement money?" That's one of the top fears for people who a...
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Strategic vs. Tactical Investing

Strategic vs. Tactical Investing
Strategic vs. Tactical Investing How do these investment approaches differ? Provided by American Financial Advisors, LLC   Ever heard the term “strategic investing”? How about “tactical investing”? At a glance, you might assume that b...
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527 Hits

Will Political Changes Affect the Economy?

Will Political Changes Affect the Economy?
Will Political Changes Affect the Economy? Election years cause some anxiety. Provided by American Financial Advisors, LLC   With all of the storm and stress of the year 2020, you’d be forgiven if you momentarily forgot that we’re due...
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Don’t Overreact in August

Don’t Overreact in August
Don’t Overreact in August Understanding summer volatility. Provided by American Financial Advisors, LLC   One of my favorite Wall Street quotes is from Mark Twain, who said:   “October: This is one of the peculiarly dangerous ...
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529 Education Savings Plans Updates

529 Education Savings Plans Updates
529 Education Savings Plans Updates Provided by American Financial Advisors, LLC   For a while now 529 plans have been a tax-advantaged way for parents and grandparents to accumulate funds for a child’s college costs. The Secure Act, whic...
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453 Hits

What's Driving Current Market Behavior?

What's Driving Current Market Behavior?
What's driving current market behavior? Provided by American Financial Advisors, LLC   In the era of COVID-19, and the financial woes it has created, we often get asked, “Why is the stock market holding up so well when the economy appears...
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480 Hits

What makes 2020 a unique year for retirement?

What makes 2020 a unique year for retirement?
What makes 2020 a unique year for retirement? Provided by American Financial Advisors, LLC   Q: What makes 2020 a unique year for retirement? A: BIG changes to retirement account rules. You can attribute those changes to two major...
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563 Hits

CARES Act: Will There Be a Phase 4?

CARES Act: Will There Be a Phase 4?
CARES Act: Will There Be a Phase 4? Provided by American Financial Advisors, LLC   With the economy and financial markets flashing mixed signals, it’s no wonder that lawmakers are deadlocked on whether to pass a Phase 4 of the CARES Act. ...
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591 Hits

U.S. Banks Flush With $2 Trillion in Cash

U.S. Banks Flush With $2 Trillion in Cash
U.S. Banks Flush with $2 Trillion in Cash Provided by American Financial Advisors, LLC   An “eye-popping” $2 trillion in cash has been stashed in deposit accounts at U.S. banks since the COVID-19 pandemic first hit the country in January....
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Before You Claim Social Security

Before You Claim Social Security
Before You Claim Social Security A few things you may want to think about before filing for benefits. Provided by American Financial Advisors, LLC   Whether you want to leave work at 62, 67, or 72, claiming the retirement benefits you...
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Who Is Your Trusted Contact?

Who Is Your Trusted Contact?
Who Is Your Trusted Contact? This vital investment account question should be answered sooner rather than later. Provided by American Financial Advisors, LLC   Investment firms have a new client service requirement. They must now ask ...
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“Backdoor” Roth IRAs

“Backdoor” Roth IRAs
“Backdoor” Roth IRAs If you make too much money to open a Roth IRA, you could create one this way. Provided by American Financial Advisors, LLC   You can sum up the appeal of a Roth IRA in three words: federal tax benefit. Potential e...
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The Pros and Cons of Early Retirement Plan Rollovers

The Pros and Cons of Early Retirement Plan Rollovers
The Pros and Cons of Early Retirement Plan Rollovers Should you withdraw and reinvest your retirement plan money while you are still on the job? Provided by American Financial Advisors, LLC   Did you know you might be able to take som...
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Tax-Loss Harvesting

Tax-Loss Harvesting
Tax-Loss Harvesting A useful year-end move to counteract capital gains. Provided by American Financial Advisors, LLC   Even though this may end up being a subpar year for stocks, you may realize capital gains, which is a taxable event...
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Details on the Tax Extension Deadline

Details on the Tax Extension Deadline
Details on the Tax Deadline Extension The I.R.S. is giving you three additional months to file and pay. Provided by American Financial Advisors, LLC   The Internal Revenue Service knows that many taxpayers have had a stressful spring....
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Roth IRA Conversions in the Era of COVID-19

Roth IRA Conversions in the Era of COVID-19
Roth IRA Conversions in the Era of COVID-19 Is it right for you? Provided by American Financial Advisors, LLC   The COVID-19 pandemic has shaken up nearly every aspect of American life. To say it has been a difficult time would be an ...
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Investment Updates

Planning Briefs

Contact Info

Call Us: 770-977-2434
Toll Free: 888-413-9080
Email: info@afainvestments.com
2551 Roswell Road, Suite 310
Marietta, GA 30062